Whole of Life plans are life assurance policies designed to provide life cover for the whole of your life. Many contain an investment element that can result in the policy acquiring a value. Some common complaints about Whole of Life Plans are: Many people did not understand that their policy was subject to investment risk. [...]

Due to the risks associated with investment products it is important that the advice you receive is sound. Sadly, many investors have found that the products recommended to them were not always consistent with their objectives or attitude to risk. It often takes some time to discover that the investment you have is not the [...]

Approximately 8.5 million borrowers bought endowment policies from financial advisors, banks, building societies and insurers in the 1980’s and 1990’s believing that they would pay off their mortgages. Many believed that they would also receive a bonus in addition on maturity Unfortunately for most policy holders their endowment is unlikely to achieve paying back the [...]